
Lottery and Number Draw Games
How number lotteries work: matrix formats, draws, jackpots, rollovers and the odds behind each prize.
- House edge 30% to 50%
- Luck only
- Unlimited; any number of tickets can be sold for each draw
- One draw once to several times a week for the major games; some daily and fast-draw games run more often
Information only. 18+. The house edge means players lose on average over time.
Overview
In a number lottery, a player picks numbers from a fixed range and wins prizes if they match numbers drawn at random. Jackpot odds are very long (for example 1 in 13,983,816 for pick 6 of 49), and typically only about 50% to 70% of sales is returned as prizes, so the average ticket loses money.
A lottery is a form of gambling in which numbers are drawn at random for a prize. In a typical number lottery the player picks (or is assigned) several numbers from a fixed range, called the matrix, for example 6 numbers from 49. Machine-drawn balls or a certified random number generator then select the winning numbers, and prizes are paid according to how many of the ticket's numbers match the draw. Because the numbers are drawn randomly, every combination has exactly the same chance of being drawn.
The earliest recorded signs of a lottery are keno slips from the Chinese Han dynasty between 205 and 187 BC. The first recorded lotteries to sell tickets for money prizes were held in the Low Countries in the 15th century, with a record from 1445 at L'Ecluse that mentions raising funds for town walls. Italy contributed the numbers format: in Genoa, people bet on which of 90 candidates would be drawn for the city council, and the candidates' names were later replaced by numbers. The Dutch state-owned Staatsloterij (1726) is described as the oldest running lottery, and the first official English lottery was chartered by Queen Elizabeth I in 1566.
Today lotteries are usually run or licensed by governments, and a share of sales goes to public purposes. Modern games include national and state lotteries such as pick-6 formats, multi-country draws such as EuroMillions (launched in 2004), multi-state draws such as Powerball (started in 1992 in the United States), daily pick-3 and pick-4 games, and instant or fast-draw games. Tickets can be bought in shops, at terminals and, where it is legal, online. The same maths applies to all of them: a huge number of possible combinations, a small number of winning combinations, and a fixed share of sales returned as prizes.
- Earliest record
- Keno slips from the Han dynasty, China, 205 to 187 BC
- First ticket lotteries for money prizes
- Low Countries, 15th century (record from 1445)
- Pick 6 of 49 jackpot odds
- 1 in 13,983,816
- EuroMillions jackpot odds (5 of 50 + 2 of 12)
- 1 in 139,838,160
- Powerball jackpot odds (5 of 69 + 1 of 26)
- 1 in 292,201,338
- Pick 3 straight odds
- 1 in 1,000
- Share of sales returned as prizes
- Typically about 50% to 70%, depending on the lottery
- Average ticket
- Negative expected return: the lottery keeps the remainder
How to play Lottery
- 1Find the game's format. The format says how many numbers you pick and from what range, for example 6 from 49, or 5 from 50 plus 2 'star' numbers from 12.
- 2Pick your numbers on a slip or screen, or choose a quick pick, where the terminal generates a random selection. Both have exactly the same chance of being drawn.
- 3Pay for the ticket. The price is fixed for each line of numbers, and optional extras (such as a multiplier or an extra draw) cost more.
- 4Check the draw date and time and the cut-off for buying tickets. Draws usually take place on fixed days of the week.
- 5At the draw, the winning numbers are selected at random by balls drawn from a machine or by a certified random number generator.
- 6Compare your numbers with the winning numbers. The number of matches, and in some games the matching extra ball or star numbers, decides the prize tier.
- 7Prizes are paid according to the game's rules: some prizes are fixed amounts, while others are shared equally among all winners in that tier.
- 8If nobody wins the jackpot, it commonly rolls over into the next draw; check the game's rules for caps and for how long a prize can be claimed.
Rules
- Matrix formats: a player picks a fixed number of values from one pool (for example 6 of 49), or from two pools (for example 5 of 69 plus 1 of 26, or 5 of 50 plus 2 of 12).
- The draw is without replacement: the same ball cannot be drawn twice, and the order of the numbers does not matter in most games.
- Every combination of numbers is equally likely to be drawn, so a ticket picked from birthdays, a pattern or a quick pick all have the same chance.
- Prize tiers are defined by the number of matches. A jackpot requires all numbers; lower tiers require fewer matches, and the odds of winning a lower prize are much shorter.
- Prizes may be pari-mutuel (a fixed share of the prize fund divided among winners in that tier) or fixed (a set amount for each winner, such as in pick-3 and pick-4 games).
- If several tickets win the jackpot, it is divided equally among them, so a larger jackpot does not mean a larger individual prize.
- A jackpot with no winner usually rolls over to the next draw, and some games cap the jackpot and move the excess into lower prize tiers.
- Prize fund: lotteries set a fixed share of sales for prizes. For EuroMillions, the prize fund is 50% of main draw sales; for US state lotteries as a whole, about 67% of ticket sales were paid out as prizes in fiscal 2024.
- Some jackpots can be taken as an annuity (paid over many years) or as a smaller lump sum; Powerball, for example, offers both choices.
- Tax on prizes, the time allowed to claim a prize, and rules for sharing a ticket (such as a group or syndicate) depend on the country or state.
- Players must be adults; the legal age for buying lottery tickets is 18 in many places and higher in others.
- Tickets must be bought before the cut-off time and from an authorised seller; the printed ticket or digital record is what is used to claim a prize.
Bets, payouts & house edge
| Bet | Pays | House edge | Notes |
|---|---|---|---|
| Pick 6 of 49: match all 6 (jackpot) | Jackpot, varies and is shared among winners | Set by the prize fund (about 30% to 50% kept) | Odds: 1 in 13,983,816 per line. |
| Pick 6 of 49: match 3 of 6 | Small prize, varies by lottery | Set by the prize fund | Odds: about 1 in 56.7 per line. Matching 2 numbers is about 1 in 7.6. |
| EuroMillions format (5 of 50 + 2 of 12): jackpot | Jackpot, varies and rolls over | About 50% kept | Odds: 1 in 139,838,160 per line. Prize fund is 50% of main draw sales. |
| EuroMillions format: any prize (13 tiers) | Varies by tier | About 50% kept | Odds of any prize: about 1 in 13 per line. |
| Powerball format (5 of 69 + 1 of 26): jackpot | Jackpot, varies; annuity or lump sum | Set by the prize fund | Odds: 1 in 292,201,338 per line. |
| Powerball format: any prize | Varies by tier | Set by the prize fund | Odds of any prize: about 1 in 24.9 per line. |
| Pick 3: straight (exact order) | Commonly 500 for 1 | 50.00% | Odds: 1 in 1,000. A fair payout would be 1,000 for 1. |
| Pick 3: box bet (any order) | Commonly 160 for 1 (3-way) or 80 for 1 (6-way) | 52.00% | Odds: 1 in 333 (3-way) or 1 in 167 (6-way). |
| US state lotteries, all games combined | About 67% of ticket sales returned as prizes (fiscal 2024) | About 33% kept | Varies by state; the highest recorded share was 80% in Virginia. |
| EuroMillions and the UK National Lottery | About 50% of sales returned as prizes | About 50% kept | EuroMillions prize fund is 50% of main draw sales. |
| Spanish Christmas Lottery (all prizes) | 70% of ticket sales returned as prizes | 30% kept | Described as the largest lottery in the world by total prize pay-out. |
Payouts, commissions and side bets differ between providers and casinos. Always read the rules shown at the table or in the game before anything else.
How these numbers are worked out
Jackpot and prize-tier odds are exact, computed with combinations (n choose k): 6 of 49 = C(49,6) = 13,983,816; EuroMillions format = C(50,5) x C(12,2) = 2,118,760 x 66 = 139,838,160; Powerball format = C(69,5) x 26 = 11,238,513 x 26 = 292,201,338; pick 3 = 10 x 10 x 10 = 1,000. Match-3 in 6 of 49 = C(6,3) x C(43,3) / C(49,6) = 246,820 / 13,983,816 (1 in 56.66). The 13 EuroMillions prize tiers combined give about 1 in 12.97, and Powerball's prize tiers (including the Powerball-only prize) about 1 in 24.87. The pick-3 edge uses the commonly published fixed prizes: a straight play pays 500 for a 1-unit play and has probability 1/1,000, so the return is 50.00% and the edge 50.00%; a 3-way box (160 for 1, three of the 1,000 outcomes) and a 6-way box (80 for 1, six outcomes) each return 48.00%, an edge of 52.00%. Shares of sales returned as prizes are published figures, not computed: about 67% for US state lotteries in fiscal 2024 (70.2 billion in prizes on 104.7 billion in sales, about 67.05%), 50% for the EuroMillions prize fund, and 70% for the Spanish Christmas Lottery. Jackpot prizes depend on sales and rollovers, so no single return figure applies to a particular ticket. Prize amounts and shares differ by lottery, country and year.
Tips for playing sensibly
Remember that the lottery returns only about 50% to 70% of sales as prizes, so a ticket's average return is less than its price.
Choose your numbers any way you like; all combinations are equally likely, so quick picks and personal numbers have the same chance of winning.
Do not use rent, bills or savings to buy tickets, and set a fixed budget for any lottery spending in advance.
A bigger jackpot does not improve the odds of winning, and a large jackpot is shared if several tickets win.
Buying more tickets raises the chance only in proportion: 100 lines of 6 of 49 give a chance of 100 in 13,983,816, still smaller than one in 100,000.
Be cautious of anyone offering to 'guarantee' wins, sell 'systems' or ask for fees to release a prize, as these are common scams.
Treat any money spent as the cost of entertainment, not as a way to earn money, and keep in mind that the expected result is a loss.
Lottery play is for adults only (18+, or the legal age where you live). If it stops being fun, take a break and consider contacting a local support service.
Common myths
Myth A number that has not come up for a long time is due.
Truth This is the gambler's fallacy. Balls and random number generators have no memory, so every number has the same chance in every draw, regardless of past results.
Myth Choosing unusual numbers or a pattern improves the odds.
Truth Every combination, including 1-2-3-4-5-6, has exactly the same chance of being drawn. Unusual combinations might be shared with fewer people if they win, but they are not more likely to win.
Myth Buying many tickets makes winning likely.
Truth Odds improve only in direct proportion to the number of lines. With a 1 in 13,983,816 jackpot, even 1,000 different lines give a chance of about 1 in 14,000.
Myth Most people who win the lottery lose it all within a few years.
Truth A research study cited by Wikipedia found that large winners tended to keep their wealth over a 10-year period, and the oft-quoted '70%' figure was falsely attributed to a financial education body that has distanced itself from it. This does not change the negative average return of a ticket.
Variants
Pick-6 lotto (for example 6 of 49)
The classic format: pick 6 numbers from a single pool and win by matching some or all of the 6 drawn numbers. The jackpot odds for 6 of 49 are 1 in 13,983,816, and many lotteries also draw a extra number for a second prize.
Two-pool jackpot games
Games such as EuroMillions (5 of 50 plus 2 of 12) and Powerball (5 of 69 plus 1 of 26) draw numbers from two separate pools. This gives very long jackpot odds and therefore very large jackpots after rollovers.
Daily pick-3 and pick-4 games
Fixed-prize games in which you choose three or four digits, usually drawn daily. A straight play needs the exact order (1 in 1,000 for pick 3), while box plays match any order and win more often at a smaller prize.
Raffle-style and instant games
Some lotteries add raffle prizes drawn from ticket numbers, and instant or scratch games that reveal the result immediately. They are separate from number draws and have their own prize tables and odds.
Glossary
- Matrix
- The format of the game: how many numbers must be picked and the range they come from, such as 6 from 49.
- Jackpot
- The top prize in a draw, won by matching all of the required numbers.
- Rollover
- When no ticket wins the jackpot, it is added to the jackpot of the next draw.
- Prize tier
- A prize level defined by how many numbers match, for example match 3 or match 5 plus a extra number.
- Pari-mutuel prize
- A prize whose size depends on sales and on the number of winners, because a fixed share of the prize fund is divided among them.
- Prize fund
- The share of ticket sales that is set aside for prizes.
- Quick pick
- A set of numbers chosen at random by the terminal or website instead of by the player.
- Extra ball or star number
- An extra number drawn from a separate pool; matching it can move a ticket into a higher prize tier.
- Annuity
- A jackpot paid in yearly instalments over many years instead of as one lump sum.
- Lump sum (cash option)
- A one-off payment of a smaller amount than the advertised jackpot, offered as an alternative to the annuity in some games.
- Combination
- A set of numbers where order does not matter; the number of combinations is what sets the jackpot odds.
- Syndicate
- A group of people who pool money to buy tickets and share any prize.
Lottery FAQ
What are the odds of winning the jackpot?
They depend on the matrix. Pick 6 of 49 is 1 in 13,983,816, EuroMillions (5 of 50 plus 2 of 12) is 1 in 139,838,160, and Powerball (5 of 69 plus 1 of 26) is 1 in 292,201,338. A pick-3 straight is 1 in 1,000.
How much of ticket sales is paid out as prizes?
It depends on the lottery. US state lotteries paid out about 67% of ticket sales as prizes in fiscal 2024, EuroMillions sets its prize fund at 50% of main draw sales, and the Spanish Christmas Lottery pays 70%. The rest covers costs, retailer commissions and public-purpose funding.
Does the lottery have a house edge?
Yes, in the sense that a ticket's average return is below its price: the share of sales not paid out as prizes is kept by the lottery. For major draws this is commonly 30% to 50%, much larger than the edge on a casino table game.
Do some numbers come up more often than others?
No. Each draw is random, and every combination has the same chance. Some numbers may look 'hot' or 'overdue' over short periods, but this is normal randomness and does not predict future draws.
What is a rollover?
A rollover happens when no ticket matches all the numbers, and the jackpot is carried into the next draw. Some lotteries cap the jackpot, and any excess goes to the next prize tier.
Are quick picks better than choosing my own numbers?
No. Both have the same chance of matching the draw. The only difference is that people who choose dates or patterns are more likely to share a prize with others, because many people choose similar numbers.
Does a bigger jackpot make the lottery a good deal?
A big jackpot does not change your chances of winning. It usually increases ticket sales, so the chance that the jackpot is shared also rises, and taxes or the lump-sum option can reduce the amount received, so the average return for an ordinary ticket remains negative.
Can I buy lottery tickets if I am under 18?
No. Lottery play is for adults only. The minimum age is 18 in many places and higher in others, so check the rules where you live.
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